Are Gold IRA’s a Good Investment?

man in a suit looking at gold

If you are contemplating whether investing in a Gold IRA is the right choice for you, we delve into the details of Gold IRAs, covering what they entail, how they operate, and the advantages and risks linked to investing in them.

Discover the process of initiating investments in a Gold IRA and evaluate its suitability for your investment goals. If you are seeking to diversify your portfolio and safeguard against inflation, continue reading to determine if a Gold IRA aligns with your investment preferences.

What Is a Gold IRA?

A Gold IRA, also referred to as a precious metals IRA, is a type of individual retirement account that enables investors to include precious metals such as gold, silver, platinum, and palladium in their retirement investment portfolio. Albert Johnson, CEO of Transportation Finance Gold Investments said, “In contrast to conventional IRAs that generally consist of paper assets like stocks and bonds, a Gold IRA provides the option to invest in physical precious metals, offering a safeguard against economic uncertainties and potential inflation.”

This distinctive investment approach not only aids in diversifying one’s retirement portfolio but also functions as a dependable strategy for wealth preservation. Storing physical precious metals in a Gold IRA can provide protection against market fluctuations and currency devaluation because of the intrinsic value of these metals. Throughout history, precious metals have been recognized as a means of preserving value, making them particularly appealing during periods of economic uncertainty. By incorporating gold, silver, platinum, or palladium in a retirement account, investors can attain greater security and stability in their overarching financial planning.

How Does a Gold IRA Work?

A Gold IRA functions much like a traditional IRA but with a key distinction in the types of assets it holds. Investors have the option to establish a self-directed IRA dedicated to precious metals with one of the gold IRA companies, allowing them to buy approved bullion or gold coins that are stored securely in a designated facility. The value of a Gold IRA is subject to fluctuations based on the market price of gold, offering the potential for long-term growth and serving as a safeguard against economic uncertainties.

Creating a self-directed IRA for gold investments requires the selection of a trustworthy custodian with expertise in managing precious metals. Once the IRA is set up, investors can proceed to purchase approved gold bullion or coins in order to adhere to IRS regulations and preserve the tax benefits associated with the account. It is essential to carefully choose a secure storage option, whether through approved depositories or home safes, each offering different levels of security, accessibility, and associated costs.

What Are the Benefits of Investing in a Gold IRA?

Investing in a gold IRA presents numerous advantages for individuals seeking to secure their retirement funds. It offers diversification to their investment portfolio, thereby reducing overall risk exposure. Gold serves as a safeguard against inflation, thus safeguarding the purchasing power of savings over time. Additionally, there exists the potential for higher returns when compared to traditional assets, and tax advantages may be applicable based on the chosen investment strategy.

A Gold IRA can function as a protective measure during periods of economic uncertainty, as gold’s value typically remains stable amidst market fluctuations. By integrating gold into one’s retirement strategy, an additional layer of stability can be added to their financial future. This precious metal possesses both inherent value and the tendency to move independently from stocks and bonds, providing a protective shield in the event of market downturns. The tax benefits linked to a Gold IRA can result in more effective wealth management and increased financial security for retirement.

1. Diversification of Portfolio

Expanding the range of assets in your retirement portfolio by investing in a Gold IRA can assist in managing the risks linked to market fluctuations and economic instabilities.

Integrating gold into your investment approach can act as a safeguard against inflation and the devaluation of currency, offering a sense of security during economic crises. Gold has consistently been perceived as a secure asset, delivering diversification advantages that can complement conventional investments like 401(k) plans. By broadening your portfolio with a Gold IRA, you not only shield your assets from market downturns but also position yourself for potential long-term growth since gold prices typically increase with time. This makes gold a valuable inclusion in your retirement savings strategy.

2. Protection Against Inflation

Owning a Gold IRA can act as a valuable hedge against inflation due to gold’s tendency to hold its value, especially during periods of economic uncertainty. Throughout history, precious metals like gold have been regarded as safe-haven assets, offering stability to retirement funds and ensuring a financially secure future.

The intrinsic value and limited supply of gold make it a dependable wealth store that shields investors from the impact of inflation on purchasing power. By including gold in a Gold IRA, investors can diversify their retirement investment portfolios and safeguard their savings from market fluctuations and take advantage of the gold bull market. This strategic retirement planning approach allows individuals to protect their financial stability and preserve their wealth over the long term. By integrating gold into their retirement accounts, investors are taking proactive steps to construct a resilient and secure retirement fund.

3. Potential for Higher Returns

The decision to invest in a Gold IRA holds the promise of potentially yielding higher returns in the long run, particularly when gold prices are on an upward trajectory. Incorporating gold strategically into your retirement portfolio enables you to take advantage of market fluctuations and refine your investment strategy to foster financial growth.

Adding gold to your portfolio serves as a safeguard against economic uncertainties and inflation-related risks, offering stability and security for your retirement savings. It is crucial to evaluate how gold aligns with your broader retirement objectives and plans for financial independence.

A Gold IRA provides tax benefits that can optimize your returns and alleviate tax liabilities during retirement. Proactively managing your investments by integrating gold into your portfolio can position you for sustained financial prosperity and stability over the long term.

4. Tax Advantages

One of the key advantages of a Gold IRA lies in the potential tax benefits it can offer. Depending on an individual’s specific financial circumstances, contributions made to a Gold IRA may be eligible for tax deductions. Additionally, any gains accumulated within the account can grow on a tax-deferred basis, presenting a tax-efficient method for generating retirement income.

By opting for a Gold IRA, individuals are presented with the opportunity to potentially decrease their current taxable income through deductible contributions. This approach can ultimately result in a reduction of their annual tax liability. Furthermore, the tax-deferred nature of growth within the account means that taxes on the appreciation of gold investments are deferred until withdrawals are made during retirement. By strategically leveraging IRA rollovers and carefully evaluating the tax implications, individuals can optimize their retirement tax planning and maximize the long-term financial security benefits associated with a Gold IRA.

What Are the Risks of Investing in a Gold IRA?

While the Gold IRA presents a range of advantages, it’s crucial to acknowledge the potential risks associated with investing in precious metals. These risks encompass the volatility of gold prices, which can experience significant fluctuations, the costs linked to storing and maintaining physical gold assets, and the comparatively restricted liquidity of gold investments in contrast to more traditional investment vehicles.

Investors must recognize that gold’s value can be influenced by a variety of economic factors, geopolitical developments, and prevailing market conditions, leading to notable price oscillations. Safeguarding physical gold holdings can entail expenses related to secure storage and insurance coverage. Moreover, the limited immediacy of liquidity in gold assets can potentially present challenges when swift access to funds becomes necessary, particularly in times of financial instability or emergencies.

To address and navigate these risks effectively, it is imperative for investors to engage in proper asset management practices and thorough financial planning. This approach is essential to mitigating potential pitfalls and ensuring knowledge-based decision making when contemplating the inclusion of a Gold IRA in one’s investment strategy.

1. Volatility of Gold Prices

One of the main risks associated with investing in a Gold IRA is the volatility of gold prices. These prices can see significant fluctuations influenced by market demand, geopolitical factors, and economic conditions. To manage this volatility effectively, strategic wealth management is necessary to shield your retirement savings from sudden price shifts.

By employing wealth management strategies that are specifically designed for the ever-changing nature of the gold market, investors can navigate through price uncertainties and protect their retirement funds. Diversifying assets, conducting regular portfolio assessments, and staying informed about market trends are essential elements in maintaining and increasing wealth within a Gold IRA. Understanding the relationships between gold prices and other financial instruments can aid in making well-informed investment choices, ensuring enduring financial stability for retirement planning purposes.

2. Storage and Maintenance Costs

Investors considering a Gold IRA need to take into account the storage and maintenance costs associated with physical gold holdings. These expenses can have an impact on the overall returns from your investment and should be included in your retirement planning tools to ensure they align with your retirement objectives and financial aspirations.

It is essential to factor in the storage and maintenance costs when evaluating a Gold IRA, as they directly influence the value of your retirement assets. By integrating these expenses into your comprehensive retirement planning, you can effectively manage your retirement security and make well-informed decisions regarding your financial future.

Incorporating these costs into your retirement strategy provides a more precise evaluation of your overall financial situation, offering a clearer perspective on how to optimize your retirement choices and establish a stable financial foundation for the post-retirement phase.

3. Limited Liquidity

Investing in a Gold IRA carries the risk of limited liquidity due to the nature of physical gold in comparison to more traditional financial assets. This restricted liquidity can impact the prompt access to funds during times of urgency, highlighting the importance of thoughtful retirement planning to ensure a steady cash flow and overall financial stability.

Given the potential challenges posed by the lack of liquidity in a Gold IRA, sound retirement planning advice becomes essential. Without the proper guidance, individuals may encounter difficulties in meeting their retirement expenses and sustaining their desired lifestyle post-retirement.

It is advisable to seek expert financial advice to develop strategies that strike a balance between the advantages of gold investment for retirement and the necessity for accessible funds when needed. By integrating effective retirement planning techniques, individuals can fortify their retirement security and optimize the advantages of a Gold IRA for long-term financial well-being.

How to Start Investing in a Gold IRA?

Embarking on the journey of investing in a Gold IRA involves a series of crucial steps that are vital to crafting a successful retirement strategy. The initial step entails seeking advice from a qualified financial advisor who can lead you through the process of establishing a Gold IRA, identifying your investment objectives, and formulating a customized retirement savings plan that is in line with your extended financial goals.

Your financial advisor will play a pivotal role in elucidating the advantages of diversifying your retirement portfolio with gold and the tax benefits associated with a Gold IRA. By determining your risk tolerance and investment timeline, you can collaborate with your advisor to choose appropriate gold investments that complement your overall retirement strategy.

Moreover, utilizing retirement planning tools can serve as a valuable resource in monitoring your progress towards achieving your financial objectives and making necessary adjustments to your investment approach as required.

1. Choose a Custodian

Choosing a reputable custodian is a critical initial step in establishing a Gold IRA. Your selected custodian will oversee the management of your retirement funds, protect your precious metal assets, and ensure adherence to IRS regulations. It is essential to consider custodians that align with your retirement objectives and offer comprehensive asset protection services.

A trustworthy custodian plays a crucial role in assisting you in effectively managing a Gold IRA. By entrusting your retirement wealth to a reputable custodian, you can have peace of mind knowing that your assets are secure and that your financial future is being carefully handled. Custodians not only provide safe storage for your precious metals but also aid in maintaining your IRA’s tax-advantaged status by ensuring all transactions comply with IRS guidelines.

Select a custodian that prioritizes transparency, expertise, and proactive support to help you reach your retirement goals.

2. Fund the Account

Once a custodian has been selected, the subsequent step involves funding your Gold IRA account. This process entails transferring funds from an existing retirement account or making new contributions to establish a secure retirement nest egg. Properly funding your Gold IRA is crucial for realizing your retirement planning objectives and ensuring a financially stable future.

By apportioning funds to a Gold IRA, one is adopting a proactive approach to securing their retirement and establishing a strong financial footing for the future. Maximizing contributions and judiciously selecting suitable investment opportunities within the Gold IRA can have a significant impact on one’s retirement security. Employing retirement planning tools and strategies can assist in navigating the intricacies of retirement investing and optimizing savings for long-term growth.

Creating a diversified portfolio within the Gold IRA is essential for safeguarding financial stability and attaining retirement goals.

3. Decide on Type of Gold Investment

When establishing a Gold IRA, the choice of gold investment holds significant weight and requires careful consideration. Investors have the option of selecting between physical gold bullion, gold coins, or gold ETFs based on factors like risk tolerance, investment strategy, and long-term financial goals for retirement. Each type of gold investment presents distinct advantages and factors to take into account for the growth of retirement wealth.

To make an informed decision about the gold investment for their IRA, investors should evaluate their investment objectives and time horizon. Physical gold bullion is often preferred by individuals seeking a tangible asset with intrinsic value, while gold coins may offer historical and numismatic worth. Conversely, gold ETFs grant investors exposure to gold prices without the necessity for physical storage. By comprehending their risk tolerance and desired level of engagement in managing their investment, individuals can make well-informed choices that align with their retirement objectives.

4. Monitor and Rebalance Portfolio

It is crucial to regularly monitor and rebalance your Gold IRA portfolio to ensure it is in line with your retirement objectives and can adjust to evolving market conditions. Conducting periodic reviews of your investments, asset allocation, and risk tolerance can help optimize your retirement options, safeguard your retirement assets, and maximize your retirement benefits over time.

Actively managing your Gold IRA portfolio allows you to make strategic decisions that are in line with your long-term retirement goals. By adjusting your portfolio according to market trends and economic changes, you can seize potential opportunities for growth and income. A well-maintained portfolio not only protects your retirement assets but also positions you to take advantage of favorable market conditions.

Taking a proactive approach to managing your investments can result in increased financial security during retirement and ensure that you are adequately prepared to make the most of your golden years.

Is a Gold IRA a Good Investment for Everyone?

While considering a Gold IRA can bring about significant benefits, it may not be the most suitable investment option for everyone. It is crucial to take into account various factors such as your investment objectives, risk tolerance, and retirement timeline in order to determine whether a Gold IRA is in line with your financial goals. Seeking advice from a financial advisor can offer customized retirement planning guidance that is tailored to your specific circumstances.

By assessing your retirement security requirements and recognizing the diversification benefits that gold can bring to your investment portfolio, you can make a well-informed decision. Individuals with a lower risk tolerance may choose to invest in a combination of traditional and alternative assets, while those seeking potential long-term growth may find gold to be an attractive option. It is important to periodically review retirement investment strategies to ensure that they are in accordance with your evolving financial objectives and the prevailing market conditions.

1. Consider Your Investment Goals

When evaluating the appropriateness of a Gold IRA, it is essential to align your investment objectives with the attributes of investments in precious metals. Take into account how a Gold IRA integrates into your overall retirement savings strategy, its potential influence on generating retirement income, and its role in effectively diversifying your retirement portfolio.

By integrating a Gold IRA into your retirement plan, you may potentially improve the stability and growth of your investment portfolio. Diversifying through precious metals provides a safeguard against market fluctuations, offering a sense of security during economic uncertainties. It is critical to evaluate how a Gold IRA can complement your current retirement assets, ensuring a well-rounded mix that seeks to protect and enhance wealth for your post-retirement years. Assessing the long-term advantages of a Gold IRA in conjunction with traditional investment instruments can lead to a more resilient and prosperous retirement outlook.

2. Evaluate Your Risk Tolerance

Evaluating your risk tolerance is a crucial step in determining whether a Gold IRA is a suitable option for your retirement planning. It is important to consider your comfort level with potential fluctuations in the value of gold investments, the impact on your retirement savings, and the level of risk exposure that fits with your retirement goals and desired financial outcomes.

Understanding your risk tolerance requires a thorough examination of how much uncertainty and market volatility you can handle without jeopardizing your long-term financial objectives. By carefully evaluating your willingness to accept investment risks, you can protect your retirement funds and establish a solid foundation for a secure and prosperous future.

Finding a balance between the potential benefits of investing in gold and the risks associated with market changes is essential. Safeguarding your assets and managing risks effectively are fundamental aspects of successful retirement planning.

3. Consult a Financial Advisor

When contemplating the inclusion of a Gold IRA in your retirement strategy, it is crucial to seek guidance from a qualified financial advisor. A financial advisor can offer tailored advice on how a Gold IRA can enhance your retirement wealth accumulation, align with your retirement objectives, and optimize the management of your retirement funds for sustained financial security.

Through consultations with a financial advisor, you can access valuable insights into the potential advantages of a Gold IRA in diversifying your retirement portfolio and shielding your assets from market fluctuations. The expertise of a financial advisor can assist you in navigating intricate retirement planning choices, ensuring that your investment decisions are in line with your risk tolerance and timeline. With professional guidance, you can make well-informed choices that support your long-term financial goals and bolster the overall stability of your retirement savings.

Why are standing desks good for you?

Standing desks are believed to offer several potential health benefits, although it’s important to note that their effectiveness can vary from person to person. Some of the potential benefits of using a standing desk include:

  1. Reduced Risk of Sedentary Behavior: Prolonged sitting has been associated with various health issues, including obesity, cardiovascular disease, and musculoskeletal problems. Standing desks encourage more movement throughout the day, which can help reduce the time spent sitting and mitigate these risks.
  2. Improved Posture: When used correctly, standing desks can promote better posture by encouraging users to engage their core muscles and maintain a more upright position. This can help reduce the risk of developing poor posture-related issues, such as back and neck pain.
  3. Increased Energy and Alertness: Some people report feeling more energetic and alert when they work at a standing desk. This could be due to increased blood circulation and a more active posture.
  4. Potential Calorie Burn: Standing burns more calories than sitting, albeit not a significant amount. Over time, this small calorie difference can add up and potentially contribute to weight management.
  5. Better Blood Sugar Control: Standing after meals may help regulate blood sugar levels. A study published in the European Journal of Applied Physiology found that standing for three hours after eating led to lower post-meal blood sugar spikes compared to sitting.
  6. Reduced Risk of Certain Health Conditions: While more research is needed, some studies suggest that using a standing desk may lower the risk of conditions like obesity, type 2 diabetes, and cardiovascular disease.
  7. Enhanced Productivity: Some individuals find that they are more focused and productive while working at a standing desk. This may be attributed to increased alertness and a more active work environment.
  8. Customizability: Many standing desks are adjustable in height, allowing users to switch between sitting and standing positions as needed. This flexibility allows for personalized comfort and work preferences.

It’s essential to use a standing desk properly and gradually increase the amount of time spent standing to avoid overuse injuries. Additionally, it’s recommended to incorporate other ergonomic practices, such as using an anti-fatigue mat, wearing comfortable shoes, and adjusting the desk and monitor height to achieve an optimal setup.

While standing desks can offer potential health benefits, they are not a one-size-fits-all solution. Some people may find them uncomfortable or experience discomfort in their legs or feet after prolonged standing. It’s essential to listen to your body and find a balance that works for you, which may include alternating between sitting and standing throughout the day.

How To Paint a Chest of Drawers

Painting a Chest of Drawers: A 6-Stage Process

Our lives revolve around our furniture. Whether it’s the bed we sleep in or the dining table where we commune with our loved ones or the couch we love to take an afternoon nap on, our furniture means a lot to us. That explains why at one point or another, many people have thought of sprucing up their furniture.

It could be through refinishing, resurfacing, or even repainting, along with many others. Well, one of the iconic ways that can transform any piece of furniture from 0 to 100 is repainting. As such, even though there are hundreds of ways to refinish your furniture, I’m going to cover the furniture paint process in this piece.

Note that this instruction only applies to actual wood furniture; I’ll cover painting laminate at a later date. Let’s get this party started.

6 Vital Stages to Painting Furniture Successfully

Stage 1: Preparation

Prepare your piece of furniture first. It’s not enough to apply a coat of paint and call it a day. It’ll peel and chip, and it won’t last long. Before I paint something, I like to give it a thorough cleaning (Of course, after removing the hardware), especially if it’s been lying in a dusty garage or storage room for a long time.

For this, Murphy’s Oil Soap will do. It works well and is furniture-safe. Remember to also disassemble all parts say, all of the drawers so that you can work on them separately.

Stage 2: Sanding

Sand your furniture to remove all of the glossy sheens so that the paint can “grab” onto it. Sandpaper with a medium grain should suffice. I however recommend fine-grit sandpaper in between paint coats.

There’s no need to remove the finish or sand it down to bare wood if you’re painting rather than staining. It is sufficient to just remove the glossy finish. You can omit this step if the surface is already dull.

Stage 3: Making a Primer

After your furniture has dried and is dust-free, apply primer. This improves the adhesion of the paint to the object and hides any stains or discolorations in the wood. KILZ Primer is my favorite, and they also make a spray version (I haven’t tried it yet but plan to since I’ve heard nothing but good things about it). Oil-based primer is also amazing for furniture.

Stage 4: Sanding Again

Again, sand some more! Lightly sand your artwork between each application of paint with fine-grit sandpaper. This gives you a much more professional and consistent finish. Make sure to clean up any sanding dust with a tack cloth each time.

Stage 5: Painting

Having primed and prepared your piece, it’s now time for the transformation! I usually prefer interior latex paint on furniture, usually in a semi-gloss finish. Anything with a non-flat finish, however, will be a good choice. (Flat finishes expose every fingerprint and defect, and cleaning it will be more difficult.)

The glossier the paint, the easier it is to clean. Paint thin layers and, again, sand in between each one! If you want to attain an even finish, this step is critical. I usually use 2-3 coats in total.

There are a few distinct approaches to painting. You could use a roller, brush, paint sprayer, or even conventional spray paint (as long as it’s a good brand! ). I normally paint the main areas of the furniture with a tiny foam roller and the hard-to-reach nooks with a brush, starting with the crevices. The roller aids in the elimination of obvious brush strokes.

Step 6: Curing and Protecting

Once the last coat of paint has cured for at least 24 hours, you may seal it. (Alternatively, you can let it alone for around 30 days to cure.) But seriously, if you’re going to do this, leave it alone and don’t touch it!. Sealing your furniture adds added protection to the finish while also making it wipeable and easy to clean.

If you’re painting with white or a very light color, I strongly advise against using polyurethane to seal your finish. It turns yellow over time. It should work with any other paint color, and I recommend Minwax Wipe-On Poly because it is so simple to use. (The Satin finish is one of my favorites.)

However, I prefer a water-based finish like Minwax Polycrylic. It’s less messy to clean up, and there are fewer fumes. Furniture wax is another alternative that I like and that can be used on any hue, including whites. Minwax Finishing Wax is particularly fantastic, and I’ve heard positive things about other brands too.

It’s as simple as wiping it on (I use cheesecloth), letting it dry for 10-15 minutes, and buffing it with a clean cloth until it’s as shiny as you want it. This is the look I went for on my dresser. I recommend leaving your furniture alone for a day or two after sealing it before using or handling it. It would be a pity to jeopardize all of that hard work by dealing with it too soon!

Wind Up

Following these 6 stages to the latter, even you can be a pro! Simply wait for your 30 days and add your hardware and you’re done! If you want, you can distress the item or just leave it as is. Paint has an incredible ability to transform any old piece of furniture. Give it a shot today!

Common Questions To Ask


Are regular dentist visits important?

YES! This may sound extremely basic, but regular oral health maintenance by a professional is necessary to keep your mouth healthy and cavities to a minimum.  Let’s face it.  Most people do not to a good job of cleaning their teeth.  Most people don’t clean their teeth often enough, and they don’t use proper technique.  And only a tiny percent of the population actually flosses their teeth regularly, which is probably the most important thing to do to prevent cavities from forming.

It’s also super important to catch problems, like cavities, earlier, rather than letting them grow and get out of control.  Because of this it is important to go to get a dentist cleaning on a regular basis.  Basically, you need to go to the dentist every six months.

By maintaining regular visits, you will save yourself a lot of money over decades, by not needing to have as much major work done on your teeth.

What are the best practices for home dental health?

It is obviously really important to regularly brush your teeth, and to floss between your gums.  Here are a few ideas of to keep you on the right path.

-brush your teeth in the morning, and right before you go to bed

-floss your teeth daily.  And if you can’t do it daily, try to floss at least 5 days out of 7

-use mouthwash daily, after brushing your teeth

-use fluoride in your toothpaste

-limit your intake of sweet sugary foodies like cookies and ice cream.  This is good not only for your teeth, but for your overall health as well.

-eliminate or severely limit sugary drinks!  Most people have no idea of the massive amount of sugar that is in their favorite sodas, sports drinks, teas, and flavored coffees.  The grams of sugars in these drinks are massive.  Simply by eliminating sugary drinks, you will be taking a massive step in the right direction to maintaining good oral health for the long run.

Should I have digital dental x-rays?

You should have your dentist take digital x-rays of your mouth every 12 to 16 months.  As great as it is to get regular checkups, you still need the x-rays.  The reason is because the x-rays can see the insides of your teeth and gums.

They can spot the smallest problems, such as cavities, and they can be fixed before they become bigger problems.  And with digital x-rays you get a minimal amount of radiation, basically the same amount of radiation that you would get watching TV.  X-rays are so valuable because they can see, where your dentist’s eyes can not.

Should I see the dentist, even if I don’t have any problems like toothaches?

Yes.  You should have your regularly schedule appointments twice a year, weather you are feeling any pains or having any problems or not.  The reasons why are stated above.  Your dentistry team will be able to spot and diagnose any problems before they become big problems.

What is the saying?  An ounce of prevention is worth a pound of cure?  Something like that.

Why are my teeth so sensitive?

A lot of people feel pain or discomfort when they eat certain foods or when they eat foods that are a bit hotter or colder than room temperature.  This is also more likely to occur as a person gets older.  The reason why is because of the depth or thickness of the enamel that covers the tooth.

You can think of the enamel as a force field that protects the fragile insides of the tooth such as the pulp and dentin, the same way that a heavy winter coat protects your body from the cold.  As you get older, you enamel can get worn down and it begins to provide less protect to your teeth, and so they get more sensitive.  Just like an old coat will gradually begin to wear out and will not do as good a job protecting you from the winter winds and you will get chilly.

Some reason that your teeth become more sensitive are:

-you haven’t been flossing, so your gums start receding

-you had an injury of some sort and your teeth became chipped or cracked

-many patients complain that their teeth whitening products make their teeth more sensitive.  That is because the harsh chemicals in these products actually erode the enamel on your teeth to make them white.  Don’t use teeth whitening products!!

What age is should I start taking my kid in to see the dentist?

When your baby is a year old, you should take them in to their first dentist visit.  You will want to start your baby off with a visit to a pediatric dentist that is experienced in dealing with baby teeth.  The pediatric dentist can be helpful explaining some problems with oral health that are specific to babies.  Some of these issues are:

-impact of baby’s teeth on the baby bottle

-the best practices for breastfeeding an infant

-the best way to regularly clean a baby’s teeth and gums

-how to prevent bad pacific habits and finger sucking habits

In general, on the baby’s first visit, the dentist is going to check for any teeth not coming in properly, and inspect the jaw, bite and baby gums to make sure the development is coming along safely.  You can find more in depth advice on oral health care for babies here:

These are just a few questions that you will want to ask your dentist.  The best thing is to find a dentist that is responsive to your needs, so that you never hesitate to ask questions.

It’s even ok if the hygienist or the front desk staff can follow up with you if the dentist is too busy.  The point is to find a practice that you feel comfortable with to ask any questions you may have and get an answer as soon as possible.



The Best Tours

Seattle is a city surrounded by water, which means that one of the most interesting ways to see the city is by boat. There are plenty of amazing tours in Seattle, Washington. From educational tours to fun boat rides, there are so many options available to people that want to explore this side of Seattle.

Day Trips

If you’re planning on taking a day trip when you’re visiting Seattle (you can learn more here:, there’s a good chance that you’ll be traveling via boat. There are spacious and beautiful ships that can bring you to destinations like Victoria, Canada. Although boat travel isn’t standard these days, it can be a surprisingly fast way to get to your destination.

You can expect to have a wonderful view of Seattle when you’re on the boat, and you’ll also be able to see spectacular views of the cities you’re traveling to. You can ride a boat to a destination, spend some time there, and then take a boat back to the Emerald City after you’re done.

Boat Tours For Kids

If you’re traveling with children, you’ll want to make sure that any tour you go on is appropriate for children. Although some of the most popular boat tours in the area are aimed at adults, there are also a lot of options that are family-friendly. In fact, some local schools have boat tour field trips!

You should never assume that a tour is friendly to kids. If you’re bringing children on a boat, you’ll want to do your research and find options that are appropriate for them. Thankfully, since there are so many cruises and tours in the Seattle area, you’ll have no shortage of choices.

One of the most popular is the long time attraction of the Seattle Duck boat.  The Duck boats are old vessels left over from World War II and the tour is not only kid friendly, but fun for adults as well.

Harbor Cruises

One of the best places to view Seattle from the water is Elliot Bay. These cruises will take you around the harbor and allow you to see many parts of Seattle. Typically, these tours are also narrated, which means you’ll be able to learn more about Seattle while you’re in the boat.

Seattle has a storied history, and a lot of that history involves the harbor in some way. You’ll be able to remember more of what you learn if you’re able to see this side of Seattle during your tour. By the time your cruise is over, you’ll feel like you’ve become an expert on certain parts of the city.

Whale Watching

Many people dream of seeing a whale up close. That’s a dream that you can bring to life when you’re staying in Seattle. There are local boat tours that are designed to let you whales in their natural habitat.

These tours are only available during certain times of the year, and there’s no guarantee that you will be able to see whales when you’re on your tour. However, tour guides know where whale activity is the highest. Most people that go on these tours come away with many impressive photos of whales.

Cocktail Cruises

If you don’t get seasick, and you enjoy a good cocktail, why not try a cocktail cruise? There are one-hour and two-hour-long cruises available. While you’re on a cruise, you’ll be able to enjoy the pleasures of a boat ride, see more of Seattle, and of course, enjoy a few nice drinks.

Cocktail cruises have long been a favorite of Seattle visitors, and residents love these cruises as well. Not all of these cruises have a party atmosphere, but they can still be a fantastic way to kick back and have fun.

Lake Union Cruises

Because Seattle is surrounded by water, it actually has a houseboat district! You can see this district for yourself if you choose to go on a tour that takes you through Lake Union. On a cruise like this, you’ll also be able to enjoy many other sights, like a view of the Husky Stadium from the water.

These tours can be quite long, but they can show you a new side of Seattle. A lot of people that visit the Pacific northwest never see these sights. If you go on a tour, you’ll be able to see some amazing sights and make some wonderful memories.

Private Sailing Tours

Most of the boats used for tours in Seattle are quite large. Since these tours are so popular, boats need to be able to accommodate a large number of people. However, it’s possible to go on a smaller tour that’s a lot more intimate. For example, you can see more of Seattle from a sailboat.

It’s possible to charter a boat and go on a small cruise with just a few other people. While you might not be able to hear from an expert guide on a smaller tour like this, you’ll really get to feel the wind on your face as you’re in the water. It can be incredible to catch some views of Seattle from a small boat.

Hot Tub Cruises

It’s possible to enjoy all of the pleasures of being in a hot tub while you’re in Seattle’s waters. There are boats that come equipped with hot tubs that will take you on a tour of Seattle. While these kinds of cruises aren’t the best option for introverts or people that don’t enjoy hot tubs, it’s still a very unique way to experience more of what Seattle has to offer.

If you do decide to go on one of these cruises, you can expect to bring two sets of clothing with you. You’ll want dry clothes, and you’ll want a swimsuit that you can wear while you’re in the hot tub. You’ll enter the boat in your dry clothes, get changed, and then enjoy the hot tub along with the other people that are on this tour.

You should try to spend some time in a boat when you’re in Seattle. Whether you opt for a relaxing cruise or an educational tour, you’ll really appreciate the side of the city that you see when you’re in the water. Seattle has a rich culture, and the water around Seattle is a big part of that.

Explore Paris a Little Differently

Chic, sophisticated and romantic; three words that could very well sum up the city of Paris in any visitor’s eyes, and even with all the superlatives used to describe the city none have quite managed to capture the true beauty and majesty that emanates from this ‘city of dreams’. With more famous landmarks than any other city, it’s also a weighty revenue for glitzy nightlife, exquisite cuisine, and proud culture.

For those of romantic temperament, or offbeat personality, or simply those who want to experience the city a little bit differently, the Paris Boat Tour is a must take. It’s a chance to leisurely drift through the Seine River or the network of canals while taking in some of the city’s finest landmarks. A tour of the Seine will take you past sights such as the Eiffel Tower, Musee d’Orsay, Notre Dame, Musee du Louvre, Hotel des Invalides, Assemblee Nationale, Grand Palais, Pont Neuf, and Pont Alexandre III.

Sit back, relax and place your trust in one of the companies that have established tours through the Seine and other waterways throughout the year. These companies offer a variety of deals from lunch and/or dinner, to one or two day passes. Bateaux Mouches, Bateaux Parisiens, Batobus, Les Vedettes du Pont Neuf and Vedette de Paris are some of the tour company names that come with high recommendation. Each company has its different times and places from where the tour starts and different terms/requirements that must be complied with. They have different tour patterns and may not visit all of the places mentioned above or would take a different route, thereby giving you a wide choice in which to plan the tour around your schedule to suit your needs.

Looking for accommodation at a hotel in Paris, it’s always best to reflect upon creature comforts and tranquility. A Paris airport hotel that offers exactly such comforts along with a cozy atmosphere, exceptional service and above par leisure center is the Millennium Hotel Paris Charles de Gaulle. Built on the border of the village – Roissy-en-France, it’s perfectly situated for reaching the Paris city center.

BVI Boat Tour – BVI Beaches

If palm tree-lined beached with thatched rook watering holes is your idea of the perfect beach bar, you’ll never find a better collection of them then in the British Virgin Islands. Why? The sun the sand, the incredible water… and the access to them by boat.

The USVI has incredible beaches – think Magen’s Bay on St. Thomas, or Trunk Bay, Watermelon Cay, Caneel Bay on St John, but they lack the boating access and the bar location of being right on the beach, that the BVI beach bars have.

On a BVI boat tour, you can swing over to the next harbor and hang out at Foxy’s. Foxy’s is a much larger place than the Soggy Dollar. It still has the beach bar vibe, though and if Foxy is there (yes, he is a real person) he’s a lot of fun to talk with. Foxy’s also holds a not to be missed New years eve party every year that fills the bay with yachts, super-yachts, dinghy’s or whatever you can get thereon. By the way, Foxy’s also has some really good food – their chicken Roti with mango chutney is fantastic!

Again, on a Pirates Paradise Adventures BVI boat tour, you can swing around to the other side of Jost Van Dyke and head over to Foxy’s Taboo. Again, great drink and food on the patio overlooking the gorgeous water.

Time to hop back on the BVI boat tour and head over to Norman Island, to the infamous Willy T. While the Willy T is not exactly a beach bar – it’s a floating pirate ship – It is sitting in a gorgeous bay and serves great drinks and food. The Willy T’s fan-favorite ritual is for girls (and some guys) to earn free t-shirts by jumping off the top deck topless or naked. While not always wild, it can become racy quickly.

If you have small kids with you, you might prefer going to the Pirates’ Bight, across the bay. This place is on the beach and they even have a pirated themed museum/gift shop next door.

If you’re visiting the Virgin Islands, you owe it to yourself to get a BVI boat tour out to some -if not all of these iconic beach bars. It’s a fun hop from any island, including St.Thomas, so make sure you add a BVI boat tour to your “must-do” list.

The boat you take really does make a difference! Make sure you get one that’s comfortable and has plenty of creature comforts, such as a swim step for easy access to the water, upholstered seats, and maybe even a sun pad to maximize the fun on your next BVI boat tour.

The Galapagos Islands

Galapagos Island boat tours offered by the more than eighty licensed operators on the islands. A great way to experience your visit to the Galapagos Islands.

These fun-filled cruises last six to sixteen days with the most popular cruises being between six and eight days. The four-day cruises have been discontinued by most tour companies because many visitors felt that four days just wasn’t long enough time to take in the many spectacular sights offered by the islands.

Smaller boats carrying 10 to 20 people offer the best opportunity to visit more islands as your trips on land are limited to 20 people at a time to help preserve the wear and tear on the islands. Boats are limited to a maximum of 100 people in the area of the islands so smaller is better.

Boat-Based Tours v Land-Based Tours

You can visit more islands when you are boat-based because most of your traveling by boat is done between the islands at night when you are sleeping. If you are land-based you waste a lot of time getting ready at your hotel, traveling by bus to your boat and having to travel to whatever island you are visiting that day.

What To Expect

On your first day, you will be taken to one of the nearest islands. After a light lunch, you will visit this island where you will be taken on a tour by your guide and allowed ample time to take in natural beauty and view the many animals and plants that are unique to the area.

Be sure to take along a good pair of sneakers and hiking boots. Your guide will inform you what type of terrain you will be walking over during your trip ashore. You will also be told if you are making a wet landing or a dry landing. On a dry landing, your landing craft will go right up on the beach or lava rock. Be very careful, these rocks can be extremely slippery. On a wet landing, the landing craft cannot get directly onto the beach. You will have to take off your shoes and socks and wade to the beach in about a foot of water. Be sure to take a towel to dry your feet and remove any beach sand.

After your guided walk on the Island, you will be returned to the boat for a light lunch. After lunch, you will probably be offered a chance to do some snorkeling or swimming or just relax for a bit before going to the next island for another guided tour.

Following your afternoon hike, you will return to the boat where you can read or rest before your delicious evening meal, which is usually served around 7:30 P.M. Be sure you sample the many fresh fruits and vegetables and fish that you can probably get nowhere else.

While these boat cruises are not cheap to remember this is probably a once in a lifetime experience. So forget the expense and enjoy yourself to the fullest on your Galapagos Island boat tour.

Our New Direction


ALLIED EXPORT INDUSTRIES Woven & Knitted – Casualwear and Fashionwear Garments for Women, Men & juvenile.

Banaras House Ltd. Serving as a buying office and trading house. “South Asian Trade Centre” have excellent showroom for ready made garments, home textiles and garden products alongwith warehousing facility…..

BANARAS BEADS LIMITED – one of the largest exporters of Glass Beads.

Essbee International — Berets, Mufflers, Jersey, Pullovers, Shoes etc.

General Commerce Ltd. leading Manufacturer& Exporters of Ready-made Garments

EAST & WEST HANDICRAFT ENTERPRISE – leading trading houses in Mens, Ladies and Children Garments.

HYDERABAD APPARELS C0. PVT. LTD. Manufacturers of Fashion Garments based on Jute Blended Fine Fabrics.

KRAFT LAND (INDIA) Government of India recognised Export House established in 1987 with the export of Readymade Garments specialised in Sequins Beaded Silk Garments for special occasion and partywear.

MAHARANI OF INDIA (Govt. Recognised Export House) We specialize in designing High Fashion Ladies and Children Garments.

MALANI EXPORTS manufacturers and Exporters of Handicrafts, Made-ups, Textiles and Readymade garments.

MERCURY EXPORTS — Manufacturers of Leather Garments (Jacket & Pant), Textile Garments & Leather Goods.

R D PARMANANDKA TEXTILES LTD. We are engaged in the manufacturing, marketing and export of Undergarments, T-Shirts and Computer Designed Socks under the Brand Name Lyril 2000 Series Undergarments and Jungfrau T Shirts / Socks.

SEIDENSTOFFE INTERNATIONAL- Manufacturers and exporters of Silk Fabrics.

VENUS KNITWEARS CO. PVT. LTD. — Manufacturers of Ladies & Gents Under-garments.

Our Better Profile

The Chamber disseminates information on international trade enquiries and tenders received from foreign missions in India and abroad, arranges meetings with visiting foreign trade delegations and organises participation of members in important fairs in India and abroad. The Chamber has a direct membership of more than 1630 large and medium enterprises and indirectly it serves more than 50,000 organisations. The Chamber has established special relationship with important organisations, Governments/Governmental organisations all over the world.

The region served by the Chamber is a highly dynamic part of India. While in terms of population, it accounts for around 29 percent of the national total, in terms of its performance in production and exports the share is significantly higher. The share in GDP is over 26 percent, exports 38 percent and production by small scale industry is 30 percent. Food grain production in this region is 45 percent of the national output.

It is rich in agriculture and has tremendous potential for development of agro-based industries. The industrial base of the region is well diversified and engineering industry is a distinguishing feature of the region. Its people are hard working, enterprising and indeed, constitute its richest asset.

In view of a large number of Chamber members being engaged in international business, exports as well as co-operation in technology and investment, PHDCCI has a separate International Trade Division which explores possibilities for promoting international trade and other business links.

The Chamber is in close touch with the diplomatic missions in New Delhi of almost all foreign countries.

Some important activities that it undertakes for promotion of international trade are:
Identification and dissemination of information on business opportunities available for promoting trade and business collaborations with overseas firms.
Processing of trade enquiries and tenders.
Co-ordination and assistance to business delegations visiting India.
Organising individual business meetings with delegations overseas .
Promotion of co-operation in the areas of research and development, transfer of technology and foreign investment.

With certain countries and Chambers of Commerce, the Chamber has established formal co-operative linkages by signing “Memorandum of Understanding” (MOU), whose main objective is to create institutional framework for a two-way flow of information on opportunities for promoting trade as well as technical and economic co-operation.

BUSINESS CENTRE Click at Business Centre

The Chamber has a Business Centre equipped with state-of-the-art communication facilities and total secretarial support services to meet the requirements of important business clients and business delegations.